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Terms and Conditions


Each user of this Website agrees as follows:

1. Copyrights and Intellectual Property. Unless otherwise noted, all information and content, including the graphics, icons and overall appearance posted in this Website (collectively, the "Information") is the property of The posting of Information does not constitute a waiver of any of's proprietary rights in or related to such Information (such as, but not limited to, patents, copyrights and trademarks) or a transfer of any such rights to you or any third party. The Information is protected by U.S. and international copyright laws, both as individual works and as a collection. You agree not to delete any copyright or similar notice from any Information. You may not sell or republish, or copy for other than your own individual use, the Information or any portion thereof without the prior written consent of

2. Links to Other Websites. Periodically, links may be established between this Website and one or more Websites operated or content provided by third parties. For purposes of these Terms and Conditions, the term "link" includes both outlinks (hypertext links to external Websites or content) and inlinks (hypertext links which draw material from other sources into this Website). has no control over any such other Websites or their contents and will have no liability arising out of or related to such Websites or their contents. The existence of any such links does not constitute an endorsement of such Websites, the contents of the Websites or the operators of the Websites.

3. Use of Corporate Logos. names, logos, designs, slogans, trademarks or service marks may not be used in any advertising, publicity or promotion or in any other commercial manner without the prior written consent of's corporate logo may be used as a web page link after obtaining's prior, written consent.

4. Designated Agent For Notice Of Alleged Copyright Infringement. respects the intellectual property of others and we expect visitors to our web pages to do the same. reserves the right, in its discretion, to remove, take down or delete material transmitted to by any electronic means or posted into any portion of its Website which infringes on the intellectual property rights of others, or which otherwise infringes on third party intellectual property rights. If you believe that USMortgageandLoan.comís Website has been used to infringe your copyrighted work, please notify as soon as the allegedly infringing activity comes to your attention. Notice should be provided to's copyright notice agent in the manner prescribed below. Your notice should contain the following information and any other information you believe is appropriate to assist

- A physical or electronic signature of the person submitting the notice of the alleged infringed right. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single site are covered, a representative list of such works at that site.
- Identification of the material claimed to be infringing or to be the subject of infringing activity and that is to be removed or to which access should be disabled, and information reasonably sufficient to permit to locate the material.
- Your address, telephone number, and if available, an electronic mail address at which you may be contacted, or other information reasonably sufficient to permit to contact you.
- A statement that you, in good faith, believe that the use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

5. Third Party Products and Services. From time to time, products and services provided by third parties (the "Third Party Services") may be offered for sale or made available through or by links from this Website. Except to the extent expressly stated otherwise on this Website, has no control over any such Third Party Services. In no event will have any liability arising out of or related to the Third Party Services. Any such offer of the Third Party Services does not constitute an endorsement by of the Third Party Services or the providers thereof.

6. Non-Confidentiality of Communications. If you send a message or information to this Website, such as (but not limited to) an e-mail to the Webmaster, you hereby grant to the right to read, use, distribute, disclose and otherwise handle the communication and any related information consistent with's Privacy Policy governing this Website. For messages and information not covered by such Privacy Policy, you hereby grant to the right to read, use, distribute, disclose and otherwise handle the communication and any related information as deems appropriate in its sole judgment. YOU ARE HEREBY ADVISED THAT, EXCEPT AS EXPRESSLY PROVIDED OTHERWISE ON THIS WEBSITE, NO FACILITIES ARE PROVIDED AND NO PROVISIONS ARE MADE FOR SENDING OR RECEIVING CONFIDENTIAL COMMUNICATIONS. TO THE EXTENT SUCH FACILITIES ARE PROVIDED OR PROVISIONS ARE MADE, IT IS SOLELY ON AN "AS IS" BASIS, WITH NO WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED.

7. No Warranties; Limitation of Liability. Although attempts to provide useful Information, does not guarantee that the Information is accurate, current or suitable for any particular purpose. assumes no obligation to update or continue to post the Information. does not guarantee that access to this Website will be uninterrupted, that this Website will be free of viruses or that this Website cannot be tampered with by third parties. does not guarantee that information sent to this Website will not be obtained, reviewed, disclosed or tampered with by third parties, whether or not measures are taken to secure such information. THIS WEBSITE, THE INFORMATION AND ANY SOFTWARE RELATED THERETO ARE PROVIDED ON AN "AS IS" BASIS, WITH NO WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY OR ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. USE OF THIS WEBSITE, THE INFORMATION AND SUCH SOFTWARE IS AT THE USER'S SOLE RISK. IN NO EVENT WILL USMORTGAGEANDLOAN.COM BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATED TO THIS WEBSITE (INCLUDING, BUT NOT LIMITED TO ANY SOFTWARE RELATED THERETO), ANY WEBSITE OPERATED BY A THIRD PARTY OR ANY INFORMATION CONTAINED IN THIS WEBSITE OR ANY OTHER WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, EVEN IF USMORTGAGEANDLOAN.COM IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

8. Supplemental Terms and Conditions. Supplemental or different terms and conditions than those set forth in these Terms and Conditions may be applicable to information you receive or transactions you engage in using this Website. Any such supplemental or different terms and conditions will be disclosed to you, either by being posted on this Website or by being included in a separate agreement.

9. General. The provisions of these Terms and Conditions are severable. If any such provision is determined to be unenforceable, such unenforceability will not affect any other provision of these Terms and Conditions, and the Terms and Conditions will be construed as if such unenforceable provision had not been contained herein. No waiver by of any right under or provision of these Terms and Conditions will be deemed to be either a waiver of any other such right or provision or a waiver of that same right or provision at any other time.

Elizabeth Stevenson
Loan Specialist

Hours: 10am-6pm Mon.-Fri. MST
Phone: (877) 511-8811
Fax: (866) 897-2452

My name is Elizabeth Stevenson. I am a licensed and bonded loan officer with Accurate Lending. I have been chosen to be your personal representative for any loan needs or questions that you might have.

Look for my picture throughout the site for helpfult tips and information and feel free to contact me anytime.

I look forward to working with you.

Elizabeth Stevenson
Accurate Lending